[Verse 1] Spent so much money at the store But what I bought unplanned has left me poor These bills keep me awake at night And I need more discipline to make this right [Pre-Chorus] Sinking feeling right before the month ends I don't know where my money went this time Things don't change, and I'll do this next month Again [Chorus] Although I think I make a good wage My paycheck's spent before I get paid And now with all this overspending This debt seems never-ending I never seem to gain ground When shopping, I'm nervous when I check out I hope I'm done with overspending My finances need mending [Verse 2] Feels like I've never learned to save I just learned to buy and spend it all away And “budget” is a dirty word But I gotta learn to do that Or pay for this overdraft [Pre-Chorus] Sinking feeling right before the month ends I don't know where my money went this time Things don't change, and I'll do this next month Again [Chorus] Although I think I make a good wage My paycheck's spent before I get paid And now with all this overspending This debt seems never-ending I never seem to gain ground When shopping, I'm nervous when I check out I hope I'm done with overspending My finances need mending [Bridge] To pay off my debt Gotta start out with a budget Gonna pay off debt With a changed mind set To pay off my debt Gotta start out with a budget Gonna pay off debt With a changed mind set To pay off my debt Gotta start out with a budget Gonna pay off debt With a changed mind set To pay off my debt I know I need a budget, you know You Need a Budget [Chorus] With YNAB, budgeting my income And saving, not much but it is some And now I'm tracking all my spending Was broke, but now I'm bending I'm starting now to gain ground When shopping, I never feel that stress now I know I'm done with overspending My finances are mending I know I'm done with overspending My finances are mending I know I'm done with overspending My finances are mending