I'm so glad that I don't have a mortgage. If I did, I would be so poor right now. I'm so glad that I don't have a hire purchase. If I did, I would be so poor right now. LANDLORDS, landlords get what they deserve. I'm so glad I didn't buy municipal bonds. If I had, they would be worthless by now. I'm so glad that I am not a stockbroker. If I was, I would have to hate myself. Landlords get what they deserve.